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Wealth Management Topics











Planning For Your Future

Taxes

Coronavirus-Related Distributions

CARES Act Allows Tax-Favored Treatment for IRA Owners Adversely Affected


2020 Tax Facts

Tax Rates, Brackets and Limits


2020 IRA Rollover Flowchart

Impact of the Most Recent Updates to CARES Act


SAMPLE Tax Analysis Review

2019 Income Tax Review for AVERAGE Income Client


SAMPLE Tax Analysis Review

2019 Income Tax Review for HIGH INCOME Client


SAMPLE Tax Analysis Review

2019 Income Tax Review for LOW INCOME Client


SAMPLE Roth Conversion Tax Analysis

Varying Assumptions and Scenarios


SAMPLE Capital Gain Tax Analysis

Varying Assumptions and Scenarios 


Tax Treatment of Bond Premium and Discount

Summary Chart

Buying Bonds Above or Below Par Value Creates a Variety of Tax Issues


Capital Loss Limitations and Carryovers

Taxpayer Relief for Capital Losses Realized on Taxable Investments


Capital Gain Exclusion from Sale of Residence

Law Change Reduced Record Keeping Requirements


ROTH IRA Conversions

Advantages and Considerations

Estates

Estate Planning Checklist

Important Documents and Materials 


Estate Planning Under the SECURE Act

Loss of Stretch RMD for Non-Spousal Beneficiaries


Qualified Disclaimers

Transfers Property Otherwise Passing to the "Disclaimant"


Qualified Personal Residence Trust (QPRT)

One of the Best Estate Planning Strategies Available to Higher Net Worth Families


Durable Power of Attorney (POA)

How They Work and Why You Need One


Estate Planning Basics

Basic Components and Other Planning Steps


Special Needs Trust

Coordinating Government Benefits with Family Resources


Wills in Estate Planning

The Most Basic Tool of Estate Planning


Charitable Remainder Trusts

How Charitable Remainder Trusts Work


Transfer on Death (TOD)

Summary of TOD Agreements and the Benefits


State Death Taxes

State by State Breakdown of Estate and Inheritance Taxes


Choosing a Trustee

To Manage Your Legacy 


Basic Credit Shelter Planning for Married Couples

The A/B Trust is the Choice for Wealthier Couples


Joint Account Titling

A Well-Crafted Estate Plan can be Undone by Improper Titling of Assets

Education

Back to School During COVID

Reassessing your Education Funding Goals


10 Tips for Smarter 529 Distributions

Have More Than One 529 per Child? 


Repaying Your Student Loans

Repaying Your Federal Student Loans


529 Distribution Planning

Things to Consider Before Taking a Withdrawal From Your 529 College Savings Plan


Coverdell Basics

Education Savings Account


529 Plan FAQs

Education Planning


Student Financial Aid

Which Financial Aid is Best to Accept First?


Financial Aid

Grants, Loans, Scholarships


Qualifying for Financial Aid

Understanding the Cost of Attendance and the Expected Family Contribution


529 Distribution Planning

Avoid the Mistake of Paying Unnecessary Taxes or Penalties on Your Withdrawals


Education Funding and Divorce

Important Questions to Answer During a Divorce


Advisor 529 vs. Direct 529

With 100+ Plans to Choose From, Which is Right for You?


529 State Tax Deductions

Tax Benefits vary by State, But There's More to Consider


How Covid-19 May Be Impacting Your Education Plan

The Most Important Changes To Be Aware Of 

Retirement

Retirement Savings Illustration

Saving Early is Vital


Planning Opportunities in a Volatile Market and Low Interest Rate Environment

A Deeper Dive into Financial and Estate Planning Considerations


Financial Planning and COVID-19

The Impact to Taxes, Student Loans and Social Security


ROTH IRA Conversions

Advantages and Considerations


Smart Debt Management

Six Tips for Keeping Your Debt in Check


Long Term Care Factors

Four Factors to Consider


Long Term Care Products

Three Product Choices


Long Term Care Insurance

How it Works


Early Withdrawal Strategy Using 72(t)

From Retirement Accounts Without the 10% Penalty


Cost of Medicare

Various Scenarios, Enrollment Periods and Varying Aspects


A Guide to Understanding Medicare

Comprehensive Overview of Key Components


Choosing the Most Appropriate Pension Distribution

Common Options, Pros and Cons


Understanding the Key Risks in Retirement

Nothing Unfamiliar but the Impact May Be Much Greater


SAMPLE Social Security Break-Even Analysis

Early vs. Delayed Claiming of Benefits


Health Savings Accounts

Unique Strategy to Offset the Rising Costs of Health Care


New Laws & Amendments

2020 IRA Rollover Flowchart

Impact of the Most Recent Updates to CARES Act


Highlights of the CARES Act

Coronavirus Aid, Relief and Economic Security Act


Highlights of the CARES Act

8 Key Aspects 


Small Business Owner Solutions Under COVID-19

The CARES Act, Introduced in Response to the COVID-19 Pandemic


Highlights of the SECURE Act

Retirement Savers and Beneficiary Designation Complexities


Coronavirus Related Distributions

A New Source of Cash for Those Impacted by COVID-19


60-Day Rollover Rule

Strategies to Consider in Response to the CARES Act


IRS Notice 2020-51

Rollover Relief for Required Minimum Distributions Waived Under the CARES Act

Charitable Giving

Charitable Income Tax Deduction Ordering Rules

For those making Multiple Types of Gifts


Charitable Remainder Trusts

How Charitable Remainder Trusts Work


CARES Act Charitable Giving

Charitable Deductions in 2020


Philanthropy - Charitable Giving For Us All

Ways to Gift for Impact While Being Mindful of Tax Consequences


Planned Giving Comparison

Appropriate Entity for Your Personal and Charitable Goals


Donor Advised Funds

Grant-Making and Tax Benefits of a Private Foundation, but Without Administrative Burden


Eight Tips for Deducting Charitable Contributions

Ensure Your Contributions Pay Off on Your Tax Return


Charitable Endowment Funds

Gifting with a Purpose

Executive Benefits

SAMPLE Stock Option Analysis

Required Information

Baird Clients Receive a Complimentary Analysis


Tax Treatment of Restricted Stock Units (RSUs)

RSUs Reward Key Employees but Require Tax Explanation


Stock Option Swap

Acquire Company Shares Without Use of Cash

Small Business

Small Business Owner Solutions Under COVID-19

Economic Relief to Affected Small Business Owners


Business Loans Under the CARES Act

Now is the Time to Act


Simplified Employee Pension SEP IRA 2020

Low Cost Alternative to a Profit Sharing Plan


Retirement Plan Contribution Limits 2020

Limits and Thresholds 2020 vs. Prior Years

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